Fred is a forty-six year veteran in the financial services industry. His career began in 1974 after graduating from the University of Albany with degrees in Business Administration, Finance, and Accounting. He has helped thousands of individuals, families, and advisors prosper and obtain their goals. Fred, over the years, has lectured before financial professionals and organizations across the country, and is well known in the industry for conducting seminars providing education to clients to help them make sound and informed financial decisions. Fred prides himself on being "in the trenches", and his desire and passion for helping advisors is unparalleled in the industry. Through your affiliation with BWG, Fred will become a resource to you and spend time physically or via phone to support in maximizing your success.